Personal Accounts
Efficient and stress-free. As simple as 1-2-3.
Since spending is integral to daily life, it should be convenient.
Personal Account Options
Walton Prime Checking
- $50 to open
- No minimum balance
- $2/month maintenance fees (if monthly average balance is below $500)4
- Free Debit Card2
- Free online banking and bill pay
- Free e-Statements
- Electronic statements required (paper statements $2.00/month)3
- Unlimited check writing ($0.10 per check for each check over 30 checks/month)
Walton Select Checking
- $1,000 to open
- $1,000 minimum monthly balance
- Interest earned with $1,000 average balance1
- $2 maintenance fee (if balance falls below $1,000)
- Free Debit Card2
- Free online banking and bill pay
- Free e-Statements
- Electronic statements required (paper statements $2.00/month)3
- Unlimited check writing ($0.10 per check for each check over 30 checks/month)
Walton Premier Checking
- $2,500 to open
- $2,500 minimum monthly balance
- Interest earned with $2,500 average balance1
- $2 maintenance fee (if balance falls below $2,500)
- Free Debit Card2
- Free online banking and bill pay
- Free e-Statements
- Electronic statements required (paper statements $2.00/month)3
- Unlimited check writing ($0.10 per check for each check over 30 checks/month)
Walton Reserve Checking
- $225,000 to open
- $225,000 minimum monthly balance
- Interest earned with $225,000 average balance1
- $2 maintenance fee (if balance falls below $225,000)
- Free Debit Card2
- Free online banking and bill pay
- Free e-Statements
- Electronic statements required (paper statements $2.00/month)3
- Unlimited check writing ($0.10 per check for each check over 30 checks/month)
Walton Savings
- $500 to open
- No minimum balance3
- $2 maintenance fee (if balance falls below $500)
- Interest earned compounded and credited quarterly with $500 average balance1
- Electronic statements required (paper statements $2.00/month)2
- Withdrawal limit of six per month, after that $10 per transaction
Walton Money Market
- $2,500 to open
- $2,500 minimum monthly balance
- $2 maintenance fee (if balance falls below $2,500)
- Interest earned and compounded monthly with $2,500 average balance1
- Electronic statements required (paper statements $2.00/month)2
- Withdrawal limit of six per month, after that $10 per transaction
- 1 Interest varies and is subject to change.
- 2 Must apply and qualify for MasterCard debit cards
- 3 No monthly charge for Senior Citizens of Age 65 and over for Paper Statement fee.
- 4 No monthly charge for Full Time Students of Age 25 and under for Minimum Balance
Enjoy the advantages, and then some.
Walton State Bank checking accounts offer numerous features to assist you in managing your finances and maximizing the potential of your money.
Debit Card
Break free from the constraints of cash or checks. Utilize your debit card to make purchases in person, online, or over the phone.
Online Banking & Bill Pay
Enjoy the flexibility to oversee your accounts conveniently from your computer or phone, virtually anywhere. Settle your bills online and eliminate concerns about timely check deliveries by mail.
Mobile Check Deposit
Save time. Easily deposit checks from your mobile device by submitting photos. It’s that simple!
Electronic Statements
Transition to electronic statements and have them sent directly to your email.
Direct Deposit
By opting for direct deposit of your paychecks into your account, you can save both time and money.
Overdraft Protection
In the event of accidentally exceeding your account balance, we transfer funds from another account of yours to ensure that your balance remains positive.
Lost or Stolen Card?
We have your back. Did you accidentally leave your card at the restaurant? Is your wallet nowhere to be found? If you suspect that your debit or credit card has been lost or stolen, contact us promptly. We can assist in preventing unauthorized charges and issue you a replacement card.